It is enough risk in itself to want to invest in an HYIP. It is however even a much higher risk if you invest without doing some findings. The only reason why anyone will want to invest in an HYIP is because it pays higher than any bank can pay but let's not forget, its still your money no matter how small the amount is. Somehow, you had worked for it, therefore you should at least look before you leap.
Below are a few things you should examine before you invest.
1. Check How long have they been online. There is no standard to this really but this can go a long way to guard you against pure scam HYIPs. Some of these guys don't even want to do good - they start out to be a scam. However, some were designed to be around for a while longer to really invest your money and pay you good returns. Don't be in a hurry to join a fresh HYIP, at least give them 30 days. Also, when the HYIP have been around for too long, you may also need to be careful because they may just be preparing to exit the game.
2. Check the Investment Plans. From experience, the guys that offer you incredible returns don't last that long. It is no-brainer, they do not have what it takes to keep paying high returns. For instance, Trusted Invest came onboard promising as much as 2000% after 38 days. That't kind of incredible really but you should watch out for programs like that, they probably are doing that to lure you in and once they get your money, they disappear. It is better to stay with programs that offer humble returns like 7% daily for 30 days like Carbon 7. The returns may not come in chunk but at least you are safer. What we are saying is the higher the promised returns, the higher the risk you are taking. However, no one said you can't get lucky.
3. Check with HYIP Monitors. This is one of the things you must not miss out on doing. HYIP monitors can give you, at a glance, an idea of what is currently happening with an HYIP. Some programs are known to pay some and deny some. When you check with a Monitor like GoldPoll, AllHyipMonitors, you can get the true picture at a glance. If a program is not paying all monitors, chances are that it is not paying every customer. You may need to hold on a bit, or do some more research. Also be careful about the monitors you use, some monitors are working with these scam hyips, telling you they are paying when they are not. I have been using GoldPoll and AllHyipMonitors and I am sure they are trustworthy
4. Check if the HYIP Site is Secured. You do not want to deal with HYIPs with no security in place to protect your account details. You never can tell, there may just be a spyware on your system or your system may be under hackers attack. If there is no security in place, it means that the site is trying to tell you that you are on your own. Please make sure you do not deal with such sites.
5. As Much As Possible, Avoid investing in plans that go for too long. Basically, HYIPs have two types of plans: Daily and After Plans. The daily plans pay you daily and the after plans pay you after a period of time. Usually the after plans are more lucrative, paying a whole lot more. There is sense in that really. Its pretty much like fixed deposit account. However, you should know that increases your risk as well. It is better to have a small percent of your money everyday than giving it out for a period. You could be lucky and you could be unlucky. If the HYIP happens to disappear, it means all your money is gone with them.
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